Disclaimer and Privacy Policy


Last updated February 2020

Disclaimer


At this thing called money, we try to provide accurate information on personal finance, money management and investing for informational and educational purposes. Our content should not be construed as professional financial advice and may not directly apply to your individual situation. We strongly recommend you consult an Independent Financial Advisor before making any serious financial decisions.

Any references we make to products, offers and rate from third parties often change and it is your responsibility to confirm the most up to date information.

How we make money


Certain products and services that we link to are affiliate links, and we may earn a commission for any sign up’s or purchases you make after clicking on these links. This is at no cost to you.

This Thing Called Money only recommends companies that we believe in personally, have relationships with and believe in their products. Our integrity is important to us.

If you have any questions on these policies, please just get it touch with me directly via the contact form.

Kath – Founder, This Thing Called Money

 

Privacy Policy


This Thing Called Money is committed to protecting your privacy. This policy explains how we use the information we collect about you and how you can instruct us to limit the use of that information if you wish to.

If you have any questions about this policy, please just get in touch with us via the contact form.

If you do not agree with our policies, you must not use our website or submit information to us through it.

How we collect information

Automatically collected data


When you use our website, we may automatically collect the following information – Technical information (such as IP address, browser type, time-zone, device type) and Information about your visit (such as pages visited, what time you visited and what you searched for).

Data volunteered by you


When you use our website, you may choose to provide us with your information in number of ways including – by completing forms on the website, writing to us via email, subscribing to newsletter or other subscriptions.

The data we collect includes your name, postal address, email address, telephone number, social media account details and any other information you may provide to us through any means on our website.

How we use your information


We use your information to provide the best possible service to you. This can include:

  • Dealing with any requests or enquiries
  • Providing a personalised service for you
  • Providing you with information related to a service you have requested
  • Notifying you about changes to our services or policies
  • Gathering information to form statistical or trend analysis or market research campaigns
  • Meeting legal, regulatory and compliance requirements
  • Monitoring website usage


If you stop using our website, we may continue to use your personal information in accordance with this policy and as permitted by law. However, if you wish us to stop emailing you with information in connection to this website, you can at any time use the unsubscribe links in the emails you receive, to opt-out of marketing communications.

Information Security


The internet is not a secure medium. However, we have put in place various security procedures and technical measures to make using our website as secure as possible.

Please be aware that communications over the internet, such as emails, are not secure unless they have been encrypted. We cannot accept responsibility for any unauthorised access or loss of personal information that is beyond our control.

Our employees and data processors that have access to your personal information, are obliged to respect the confidentiality of your information and adhere to the terms in this policy.

Disclosing your personal information


We do not disclose your personal information to third parties for the purposes of marketing or sales.

There may be circumstances where we are compelled to disclose your personal information in accordance with the applicable law, and we would need to comply with this.

Your personal information may, for the purposes set out in the policy be disclosed for processing to: employees, third party consultants or contractors, affiliates, government bodies and law enforcement agencies, public authorities where we are required to do so by law and any third party where you have explicitly provided your consent. In the case of a sale or merger, your personal information may be permanently transferred to a successor company.

Retention of your personal information


Your personal information will be retained, from your last use or purchase of our service or goods, for a period of 3 years, unless longer retention is required by law.

We may keep an anonymised form of your personal information – which will no longer refer to you – for statistical purposes without time limits, only to the extent that we have a legitimate and lawful interest in doing so.

Your rights in relation to your information


You have the right to make a subject access request (SAR), where you request a copy of the personal information that we hold on you. If you would like to make a SAR, please get in touch with us, providing brief details of the information you would like. This helps us to locate your data more easily.

Please not that we will require proof of your identity before providing you with any of the personal information we may hold on you.

You also have the right to lodge a complaint with the relevant data protection authority if you believe that your personal information is not being processed in accordance with the applicable data protection law.

Cookies


We use cookies on our website allowing the website to store information about browsing patterns, making the website more useful to you. Using cookies, we can track the pages and content you view to help personalise your experience. Most websites use cookies and most browsers are set to automatically accept them. You can choose to disable all or selected cookies in your browser settings, although this can affect how you are able to interact with our website.

Third parties, including for example, advertisers, may also use cookies over which we have no control. These are likely to be analytical or performance cookies or targeting cookies.

We use google analytics to collect statistical information about our website and how it is used. We also use google adsense to publish adverts. When you click on an advert, a cookie will be set to help better provide advertisements that may be of interest to you on ours and other websites. You can understand more about this cookie by visiting google’s advertising and privacy pages.

Other websites


We often link to other websites to provide useful information to you. We are not responsible for the privacy policies and practices of these websites even if you accessed them from a link on our website. We recommend you check the privacy policy of each website you visit and contact the owner of such website if you have concerns or questions.

 

 

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